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Bad Credit on the Rise: 110 Million Americans Now Affected, According to BadCreditOffers.com Study
The number of Americans with bad credit has risen sharply since 2007, with more than 110 million now affected by a negative credit history, according to a new study by BadCreditOffers.com. The increase reflects a spike in delinquencies on home loans and credit cards by middle-class Americans. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/bad_credit/credit_cards/prweb1703214.htm

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DRDA, P.C. Helps Entrepreneurs Use Retirement Savings to Buy, Start Businesses
Entrepreneurs are using their IRA and 401(k) savings to buy, recapitalize, and start small businesses as conventional and SBA lenders make fewer loans. Many entrepreneurs are using a little-known qualified plan called the BORSA™ that enables them to use their retirement savings to buy or start a business without incurring a taxable distribution or borrowing against their plan. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/DRDA_BORSA/entrepreneur_webinar/prweb1695534.htm

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Forum Corp. Research: Past Recessions Offer Lessons for Management Success During Downturn
Layoffs, see-saw markets, and distracted employees challenge managers, but past recessions suggest best ways to lead (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/The_Forum_Corp/Management/prweb1702164.htm

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e-Storm International Featured in Entrepreneur Profile in San Francisco Business Times
November 2008 issue of local business newspaper profiles CEO and co-founder William Gaultier and his advice on managing a global marketing agency (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/interactive_marketing/e-storm/prweb1702194.htm

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Brighten Wall Street Investors' Mood With Custom Bobbleheads
The current economic slowdown and near recession-like situation has, undoubtedly, dampened the spirits of the Wall Street investors. Almost everyone across the globe is affected by this sudden and unexpected nosedive of share markets. Amidst these uncertain times, smile has literally gone off the faces of investors. Realizing the gravity of situation, customized bobbleheads have emerged as the most pleasantly unexpected gifts this season. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1686734.htm

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eBuddy Mobile Messenger Downloaded 10 Million Times in 18 Months
eBuddy (http://www.ebuddy.com), the world's leading independent provider of web and mobile instant messaging (IM), announced today it has experienced explosive mobile IM growth, surpassing a milestone of 10 million J2ME downloads of its popular, eBuddy Mobile Messenger since its launch in June 2007. eBuddy is processing over 1.5 billion messages per month for over 3 million unique mobile users. eBuddy Mobile Messenger is ramping at a rate of more than 1 million downloads per month and has been the #1 mobile application download on GetJar for over 15 consecutive weeks. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/IM/ebuddy/prweb1706284.htm

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First-Ever Study of U.S. Consumer Internet Usage and Cost Finds Google Uses 21 Times More Bandwidth than it Pays For
Google uses 16.5% of all U.S. consumer internet traffic in 2008, the study estimates, and that share is predicted to grow to 25% in 2009, and 37% in 2010. Study finds 'Google is by far the largest user of Internet bandwidth, Google's share of bandwidth usage is rising rapidly, and that Google's bandwidth use is orders of magnitude greater than its payment for its cost.' (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/google-scott-cleland/122008/prweb1707524.htm

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Business Grants: The Bailout For Small Businesses?
Because of the bad economy, many don't qualify for loans and venture capital - leaving business grants as one of the only bailout solutions for small businesses. The National Institute of Business Grants (NIBG) has recently launched a site at Business-Grants.com that educates entrepreneurs and business owners about business grants. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/business/grants/prweb1697084.htm

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Burton-Taylor Data Shows 2008 Financial Information and Analysis Spend Drops in US, Grows in Europe and Asia
Burton-Taylor measures contraction of Investment Banking needs, expansion of FX and Corporate needs, as well as market share changes of key competitors around the world (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1699194.htm

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MultifamilyRevenue.com Website Delivers Clear Evidence that Revenue Management Software Boosts Apartment Net Operating Income
Website is free source for reliable revenue management information to drive higher profitability for multifamily operators (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/Freesource/multifamilyrevenue/prweb1701484.htm

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FinancialDecisionsGroup Launches Their Free Debt Consolidation Programs Online
Financial Decisions Group, located online at financialdecisionsgroup.net, recently launched their online debt consolidation website to assist more customers in obtaining help with their debts. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1700884.htm

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Financial Stress Is 'Significant' for Majority of Workers, LifeCare® Poll Finds
This release shares the results of a poll asking workers a series of questions about their financial concerns and how employers can help. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1701784.htm

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Employee Recognition Soars as Dow Jones and Consumer Confidence Index Spiral Downward
Globoforce's 'Employee Recognition Index' Shows FORTUNE 500 Employees Use Peer-to-Peer Company Recognition Programs to Spread Goodwill and Make Connections During Volatile Times (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/Globoforce/employee_recognition/prweb1702454.htm

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MiCash Announces Prepaid Debit Card with Unique Remittance Capability
A newly launched reloadable prepaid debit card is giving non-banking consumers many of the same freedoms bank customers currently enjoy, plus the added convenience of card-to-cash remittance. MiCash's reloadable prepaid debit card, can be used for electronic purchases, paying bills, ATM cash withdrawals and to transfer money internationally - no bank account required. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/prepaid-debit-cards/money-remittance/prweb1702534.htm

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Santander Consumer Bank Deploys StreamServe Persuasion : StreamServe solution enables leading Nordic consumer bank to personalize its communication with customers and dramatically reduce IT dependency
StreamServe, Inc., a leading provider of Enterprise Document Presentment (EDP) solutions for business communications, today announced that Santander Consumer Bank of Norway has upgraded to StreamServe Persuasion™ and is expanding its use of StreamServe’s solution throughout its offices in Norway, Sweden, Denmark and Finland. The solution was sold and is being implemented by Banqsoft, one of StreamServe’s key systems integrators for the Nordic financial services market. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/streamserve_persuasion/consumer_bank/prweb1706624.htm

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East Coast Q3 2008 Trends in Venture Deal Terms
Report by VC Experts, Inc. Data Center Suggests East Coast Investors providing more favorable terms than West Coast. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1707484.htm

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Payday Loans Through PaydayLoanDeposit.com: Announces "Fast Response" Technology With Cash Advance Loans -- Bringing you secure and professional service for the cash advance and payday loans you need.
PaydayLoanDeposit.Com has announced the utilization of innovative "fast response" technology, allowing for quick integration of applicant results it delivers from a growing lender network. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/payday_loan/cash_advance/prweb1708414.htm

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SMU Cox School of Business Ranks Credit Solutions Among Dallas' Top Most Dynamic Private Companies
Credit Solutions ranks 12th in this year’s Dallas 100™ Awards given to the fastest growing, privately held companies in North Texas by the Southern Methodist University (SMU) Cox Caruth Institute for Entrepreneurship. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/credit_solutions/smu_cox/prweb1709844.htm

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$1.25MIL Line of Credit for L5 Performance Systems Inc Arranged by Rising Bird Inc
Ali Neesaneh, president of Rising Bird, Inc. a creative business financial consulting firm announced today the completion and funding of $1.25MIL line of credit that will allow L5 Performance Systems to commence its first phase of business expansion in Irvine, California. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1696684.htm

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ATMs: The Bank Brand Sitting in the Footprint of a Microwave
This newest report from Mercator Advisory Group's Retail Banking Practice is focused on the ATM and the multifaceted role it plays in the retail banking market. While ATMs are no larger in footprint than a microwave, they are a strong tool for keeping customers connected to their money, and more importantly, to their bank. Automated teller machines in service today far outnumber traditional bank branches, and so can extend the bank's brand well beyond its expensive bank branch system. Technology enhancements, footprint deployment saturation, surcharges/surcharge-free networks and transaction channel optimization are keys to banks leveraging their current and future installed base of ATMs. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1697144.htm

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Risk Management in the Corporate Credit Card Market: A Problem Waiting To Be Solved?
Consumer credit cards were created from the simple idea of "buy now, pay later" and from their humble beginnings in the 1950's to their lofty status in the payment universe today, that basic value proposition has not changed for any stakeholder. In much the same way, business credit cards were created from the simple idea of providing organizations with a convenient, generally accepted method of paying for and tracking company expenses. Since the first commercial credit cards were issued until today, these products have been refined to appeal to specific corporate market segments, including small business (less than100 employees), middle-market commercial (100-500 employees), and corporate commercial (more than 500 employees). Different products, certainly, yet also not so different, in that any credit card account is still a loan. Regardless of the use, a lender is underwriting the purchases made on any credit card and in so doing, accepts a certain level of risk that their money may not be paid back. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1697244.htm

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Declining Credit Card Growth 2008: A (Leaking) Glass Half Full
Declining Credit Card Growth 2008: A (Leaking) Glass Half Full (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1697314.htm

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Geico Looks To Praxis Consulting To Ensure The Best Customer Service and Savings
Subrogation Experts Join Forces With One of Nation's Largest Auto Insurers (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1698334.htm

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In a Slumping Economy, Reduced Postage More Appealing Than Ever, Says Brooklyn Mailing House
According to the owner of Select Mail, a longstanding bulk mail and direct marketing company, many businesses and organizations don't take full advantage of the low postage rates available to them. By taking a little extra care in the design of brochures, newsletters, and postcards, these businesses and organizations can save more than a little money. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1698374.htm

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LV= Reports UK Neighbourhoods Are in Decline
LV= has reported that one in three people in the UK believe that their neighbourhood has declined since they moved to the area. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1696314.htm

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Burnett + Company LLP CPA's Hosts a Drop Off Location for "News 10 Coats for Kids"
In an effort to ensure that all families keep warm throughout the cold and rainy winter season, Burnett + Company LLP is collaborating with News 10 in the annual "Coats for Kids" drive. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1697824.htm

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A Broad View of Hedge Fund Performance Reveals Plenty of Strong Performers, Low Leverage and Additional Myth-Busters
PerTrac Financial Solutions (www.pertrac.com) today announced the results of a new review of hedge fund performance, leverage, and liquidity, which provides granular insight into the industry for year-to-date 2008. (PRWEB Dec 4, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1707614.htm

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Immomaestro, le Courtier en Agences Immobilières Qui Va Enfin Simplifier la Vie des Vendeurs
Immomaestro.com est le premier courtier en agences immobilières à aider gratuitement et sans engagement les propriétaires à placer leur bien dans les meilleures agences partout en France. (PRWEB Dec 3, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1677944.htm

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Softrax Releases New Version of Revenue Recognition Software, Complementing ERP Systems
New Features Enhance Revenue Recognition Controls, Revenue Process Automation, and Revenue Reporting (PRWEB Dec 3, 2008)

Read the full story at http://www.emediawire.com/releases/Softrax/Revenue_Manager/prweb1696224.htm

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Aqua Media Direct Launches Grass Roots Men's Channel
Diverse Web Destinations For Men is a Great Avenue for Advertisers (PRWEB Dec 3, 2008)

Read the full story at http://www.emediawire.com/releases/2008/12/prweb1698194.htm

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Bookkeeping In The Philippines
By jimmymayon
The Philippines is slowly becoming one of the leading players when it comes to Business Process Outsourcing (BPO) services. As of late, there are about 62 BPO operators in the country; most of the larger companies are third-party contractors serving global accounts. It has been reported that in 2006, the back-office sector of many BPO companies has been employing 24,500 full time employees. Comparing revenue growth between years 2005 and 2006, market analysts have seen an 80% growth rate: that is about $180 million in just one year.
Saying thus, it should also be noted that among the back-office and management tasks being assigned to BPO operators in the Philippines, bookkeeping seems to be relatively prevalent. This is due to the fact that this country is home to more than 100,000 accountants and business-related graduates.
Every year, 3,000 accounting graduates subsequently become CPAs or certified public accountants. According to the market report of 2005, the Philippines had an estimate of 113,300 licensed accountants working in various BPO companies nationwide.
Bookkeeping in the Philippines
Accordingly, the US’ Generally Accepted Accounting Principles or GAAP cites that Philippine based accountants are well versed with GAAP and IAS or International Accounting Standards for financial reporting, standards employed in the US, Japan and most of the Europe; and is thereby “among the best in the world.”
Among the 60 other countries in the Asia Pacific, the Philippines is ranked by the Swiss International Institute for Management Development as no.1 when it comes to the availability of skilled workers; no.3 when it comes to the availability of senior managers; and no.12 when it comes to the availability of qualified engineers.
The back-office and management service providers in the Philippines perform a broad spectrum of activities especially

Côte d'Ivoire: Poverty Getting Worse - Study
"School has no value any more."
Nigeria: Jury Clears Chevron of Charges
A jury in U.S. federal court on Monday cleared Chevron Corporation of liability charges arising from a violent clash on one of its oil platforms off the coast of Nigeria 10 years ago.
Tanzania: Poverty Reduction Slow Despite Economic Growth
Tanzania is lagging behind on key development goals for safe water, income and health, even though the east African nation has benefited from a growing economy over the last few years, according a newly released household budget survey.
East Africa: Plan to Integrate Bourses Despite Hesitant Tanzania
Despite Tanzania's resistance to cross-border investment, a position that contradicts the East African Community Customs Management Act, plans are going ahead to integrate the three major bourses within the region, namely the Dar es Salaam stock exchange, the Nairobi stock exchange and the Uganda securities exchange, plus the stock exchange in Burundi.
Africa: Countries Should Tackle Youth Employment Issues
The World Bank has called on African countries to adopt a range of actions to help deal with the youth employment challenge it is facing. According to the African Development Indicators (ADI) 2008/09 released today, a job-seeking African youth - typically a poor, out-of-school female living in a rural area - will likely face increasingly greater challenges in securing employment on the continent.
Zambia: Action on Maize Shortages Necessary
THE rainy season, not withstanding its positive agricultural benefits, can sometimes be difficult and unpredicatable.
Nigeria: Anxiety Over 2009 Budget As Naira Plummets
Nearly every one is jittery over the 2009 budget, a feeling stoked by the fall of the Naira, and the global price of oil, against the backdrop of admission by the government that it has failed to implement the 2008 budget in full.
Nigeria: Central Bank to Intervene As Naira Crashes Again
The Central Bank of Nigeria (CBN) is set to intervene in the foreign exchange market where the Nigerian currency, the naira, lost N7.86 against the United States dollar yesterday at the official market - Wholesale Dutch Auction System (WDAS) - moderated by the banking watchdog.
Nigeria: Presidency, Lawmakers to Earn Billions in 2009
PERSONNEL of two key arms of government - the Presidency (part of the executive) and the legislature, comprising National Assembly members - will earn a total N47.8 billion as emoluments next year, Vanguard investigations have revealed.
Africa: Bridging the Digital Divide on the Continent
Mixed reactions often greet the statement that there is a computer company that manufactures computers locally in Ghana.
Ghana: Oil Expert Warns - OPEC Can't Halt Decline in Oil Prices
The independent presidential candidate, Mr. Amoafo Yeboah, has stated that the Organisation of Petroleum Exporting Countries (OPEC) cannot halt the rapid decline of the world market prices of crude oil, by cutting back production.
Liberia: Government Revenues, Expenditures to Be Made Public
Finance Minister Augustine K. Nguafuan has divulged that as part of his ministry's commitment to promote transparency and accountability in the management of state resources, he will give public access to all government's financial inflows and outflows through the media.
Liberia: Audit Unable to Determine Actual Revenue
The collection of revenues for the Government of Liberia at the various outstations in the country has unveiled poor record system that it is difficult to substantiate the actual amounts collected during the years under review.
Uganda: Hima Cement in $108 Million Expansion
EXPANSION work of the Hima cement has started. $108 million has been secured for the construction of the new plant adjacent to the old one in Kasese.
Nigeria: Workers Manhandle During Protest Against Chevron
NO fewer than 15 workers, including the chairman of the Warri Zonal Council of the National Union of Petroleum and Gas Workers (NUPENG) were manhandled and injured, yesterday, in an attempt by security operatives in Warri to stop members of the union from disrupting the operations of the Chevron Nigeria Limited (CNL), as threatened, Tuesday.
Nigeria: Nation's Roads Require N260 Billion to Be Recovered, Says Ferma Boss
THE Federal Government said yesterday that if the nation's over 34,000 kilometre Federal roads must be recovered from their present sorry state, a total of N260 billion would be required.
Rwanda: A Dream Come True Indeed
The long-awaited Methane Gas project in Lake Kivu has suddenly captured the attention of many a doubting Thomas. What had hitherto been dismissed by many as some new fangled idea that would never see the light of the day, or would simply drag on and on until those who invested in the project threw up their hands in exasperation, has turned into reality - a dream come true.
Nigeria: Just Jos - 400 Dead!
THREE days of election-inspired violence in Jos, Plateau State, left about 400 people dead. No logic can support the death of this number of people. Hundreds of thousands have been displaced and it is certain that those who think they lost this round of fight, would engage in reprisal.
Namibia: Labour Hire Banned
LABOUR hire will be illegal in Namibia from March 1 next year, Labour Minister Immanuel Ngatjizeko announced yesterday.
Nigeria: Nearly 400,000 Barrels of Oil Lost Each Day
Nigeria is currently losing 397,697 barrels per day of crude oil as a result of production deferment caused by the crisis in the oil-rich Niger Delta and other operational reasons, according to official statistics by the Department of Petroleum Resources (DPR).
Nigeria: Yar'Adua Seeks $500 Million Bond for Budget Deficit
Barely 24 hours after presenting the 2009 Appropriation Bill, President Umaru Musa Yar'Adua has written to the National Assembly, asking it to consider and approve the issuance of naira-denominated Bond in the international capital market in the equivalent of $500 million.
Nigeria: Government Blames Budget Delay On Weak Human Capital
The Federal Government yesterday blamed weak human capacity in the nation's civil service as well as the National Assembly's delay in the passage of the 2008 budget for the poor implementation of the 2008.
Africa: Africa - Making Business Drivers of
THE urgent need to improve the international competitiveness of African businesses was the focus of a roundtable discussion at the United Nations headquarters on Monday, 22 September.
Somalia: AU Chair Expresses Concern Over Piracy
African Union (AU) Chairman and Tanzanian President Jakaya Kikwete has expressed concern at the increased incidents of piracy off the Somali coast, saying they were now a threat to global peace, a news report indicated Tuesday.
Zambia: State to Privatise Zamtel
ZAMTEL will be partly privatised in about four months time to save it from total collapse, Communications and Transport Minister, Dora Siliya said yesterday.
Uganda: Sports Purse Equally Threatened
THE current global financial crisis that has hit the world economy sparked off worries of an eminent dip in revenue for sports organisations across the world.
South Africa: Law On Business Rescues 'Has a Fatal Flaw'
DIRECTORS of companies that are in financial distress and are considering applying to court for business rescue under the new Companies Bill, should first consider a prepackaging plan and obtain bank and creditor approval before applying to court, says a legal expert.
Nigeria: Senate Bickers With Yar'Adua Over $500 Million Bond
President Umaru Yar'Adua has requested the approval of the National Assembly to issue Naira denominated bond worth $500 million in the international capital market (ICM) to establish a sovereign benchmark.
South Africa: Expect a Rate Cut
THIS may come as a surprise to many , but it now looks likely the Reserve Bank will cut interest rates at its policy meeting next week.
South Africa: BHP Billiton Cuts Manganese Output
WEAK conditions in the global steel industry have hit BHP Billiton, which announced yesterday it would cut back on production of manganese in SA and Australia.

in the fields of accounting and finance. Some of these include: accounts maintenance and accounts receivable collection; advisory services, inventory control and purchasing; asset accounting and management; claims processing (in the pre-need industry); expense and revenue reporting; financial analysis and auditing; general accounting and bookkeeping services; and HR services (which may include services like benefits administration, compensation planning, employee interface services learning systems and administration, expatriate and relocation services, HR application development and management, HR data management, payroll processing, stock options administration, travel and expense management.)
Other services also include: creating invoice and managing the accounts payable administration; management; payroll (which may include such service overtime tracking); sales auditing; tax reporting and other financial-related services (such as credit cards, factoring, financial leasing and stock brokering); and other arising BPO services like market analysis, market research and intellectual property management.
Kanati.com.ph
Here at Kanati Inc., we have a group of highly skilled employees that can perform specific accounting and financial-related tasks, with bookkeeping tasks being one of them. Our company specializes in streamlining services to fit the very specific ongoing needs of our clients – bookkeeping-related or otherwise.
We also makes quick, intelligent adjustments of the tasks assigned, often anticipating even your most probable demands. And because Kanati Inc. specializes in Open Source technologies (which has little or no charge when it comes to licensing costs,) clients can be assured that not only do they have services outfitted specifically for their company’s needs, but that they are to get quality work at a significantly reduced price.


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Bad Credit on the Rise: 110 Million Americans Now Affected, According to BadCreditOffers.com Study
The number of Americans with bad credit has risen sharply since 2007, with more than 110 million now affected by a negative credit history, according to a new study by BadCreditOffers.com. The increase reflects a spike in delinquencies on home loans and credit cards by middle-class Americans. (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/bad_credit/credit_cards/prweb1703214.htm

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Business Grants: The Bailout For Small Businesses?
Because of the bad economy, many don't qualify for loans and venture capital - leaving business grants as one of the only bailout solutions for small businesses. The National Institute of Business Grants (NIBG) has recently launched a site at Business-Grants.com that educates entrepreneurs and business owners about business grants. (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/business/grants/prweb1697084.htm

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The Tax Lady® Roni Deutch and Her Team of Attorneys Negotiated Installment Agreements for Clients Owing the IRS over $3.2 Million
In the month of October 2008, The Tax Lady Roni Deutch and her team of experienced tax attorneys helped a group of clients collectively owing over $3.2 million in back taxes to the Internal Revenue Service. The firm's attorneys negotiated Installment Agreements with the IRS that will allow their clients to repay all or part of their tax liability in manageable monthly payments. (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1702404.htm

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MiCash Announces Prepaid Debit Card with Unique Remittance Capability
A newly launched reloadable prepaid debit card is giving non-banking consumers many of the same freedoms bank customers currently enjoy, plus the added convenience of card-to-cash remittance. MiCash's reloadable prepaid debit card, can be used for electronic purchases, paying bills, ATM cash withdrawals and to transfer money internationally - no bank account required. (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/prepaid-debit-cards/money-remittance/prweb1702534.htm

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Investigation Expanded of Major US Homebuilders and Title Insurance Kickbacks, Appraisal Schemes and More
Americas Watchdog is one of the premier advocacy groups focused on homeowners issues. Americas Watchdog is expanding its investigation of major US homebuilders setting up phony title insurance companies in order to get a kick back from the actual title insurance company. According to Americas Watchdog, "we want to hear from independent title insurance companies about homebuilders creating a title insurance monopoly and in doing so, taking advantage of consumers with excessive title fees or other unjustifiable fees charges." At the same time the group wants to hear from ethical real estate appraisers who have proof major national homebuilders were intentionally increasing real estate values, in order to justify the unjustified prices, they were asking for their homes in 2004-2006. Independent title insurance executives or appraisers can call Americas Watchdog's National Mortgage Complaint Center anytime at 866-714-6466 or visit their web site at Http://NationalMortgageComplaintCenter.Com. (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1705164.htm

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ATMs: The Bank Brand Sitting in the Footprint of a Microwave
This newest report from Mercator Advisory Group's Retail Banking Practice is focused on the ATM and the multifaceted role it plays in the retail banking market. While ATMs are no larger in footprint than a microwave, they are a strong tool for keeping customers connected to their money, and more importantly, to their bank. Automated teller machines in service today far outnumber traditional bank branches, and so can extend the bank's brand well beyond its expensive bank branch system. Technology enhancements, footprint deployment saturation, surcharges/surcharge-free networks and transaction channel optimization are keys to banks leveraging their current and future installed base of ATMs. (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1697144.htm

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National "Skip a Mortgage Payment" Month Announced by Foreclosure Expert
Rescue and Economic Stimulus Plan-NO Bailout or Tax Dollars Needed (PRWeb Dec 4, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1697594.htm

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Tough Times. Perfect Book. How to Negotiate Against the Odds in a Recession
Whether you're negotiating with an intimidating boss to keep your job, a big bank to keep your business alive, or an entire nation to keep it moving forward, one of America's best-selling new books has answers you'll need this holiday season. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/Negotiation_Expert/Recession/prweb1698114.htm

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The New York Times Features VA Mortgage Center.com
In current economic crisis, VA home loans outrank all others in housing market. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/VAMortgageCenter/VA_Loans/prweb1701864.htm

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VA Specialty Lender Offers 100% Mortgage Refinancing
New VA loan guidelines may help VA-eligible borrowers weather financial storm. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1669884.htm

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Advance Loan Launches Its New Online Direct Cash Advance Loans Service
AdvanceLoan.Net now lets customers apply quickly online, with no faxing or references needed, and they can receive their cash advance in as little as 1 hour. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1689924.htm

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Better Approach from Banks Will Help Borrowers, Says Burgess
A more constructive approach to repossession from high street banks will make a significant difference as the country begins to look ahead to a very tough 2009. A longstanding commentator on payment protection insurance (PPI), Sara-Ann Burgess, director at specialist firm Burgesses, said she was delighted to see Royal Bank of Scotland (RBS) extend the length of time before it would seek to initiate repossession proceedings against borrowers in arrears. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/payment/protection/prweb1694754.htm

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PPI Better Option than Increasing Debt or Selling Home Says Burgess
Government recommendations that lenders should extend the length of mortgages or accept interest-only payments from borrowers in difficulty serves only to prolong customers' financial crises, says Payment Protection Insurance lobbyist, Sara-Ann Burgess. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/payment/protection/prweb1695284.htm

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'PII Quest' Launched To Combat ID Theft, Over $70K in Victim Loss Prevented Thus Far
Computer forensics and e-discovery firm seeks, documents, and securely destroys vulnerable Personal Identifying Information (PII) to protect and educate community; statistics posted online. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1696484.htm

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You Don't Know What You've Got Till It's Gone
Just Kampers now offers contents away from home cover. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1701524.htm

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HomeFront Financial Group, LLC Joins TASC
HomeFront Financial Group has recently joined TASC, the premiere organization for Debt Settlement companies in the USA. HFG represents Clients from across the country in negotiations with their various creditors and TASC is the standard setter for these organizations and how they operate. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1691524.htm

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8 Steps to Take Now if Your Job is at Risk
Bills.com suggests financial preparation, networking to hone career prospects. (PRWeb Dec 3, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1692614.htm

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Credit Counseling Agencies Offer Tips on Saving Money with Cheap Holiday Travel Ideas
Providers of CareOne Credit Counseling Services (www.CareOneCredit.com) are offering a collection of cheap holiday travel ideas to help consumers save money while traveling during the holiday season. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/holiday/travel/prweb1692484.htm

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Largest National Daily Money Management Firm Helps High Net Worth Clients Better Manage Everyday Finances in Tough Economic Times
Premier Payment Services, the leading national provider of personal daily money management services, works with high net worth families concerned over the recent market decline to better understand their spending habits and manage daily finances. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1681334.htm

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Federal Reserve 401(k) Dodges Stock Market Meltdown With Stable-Value Products, Author Finds
Barry J. Dyke, author of The Pirates of Manhattan found that the majority of employee assets in the huge $4.5 billion Federal Reserve System 401(k) dodged most of the stock market meltdown by having a majority of its assets invested in stable-value life insurance products. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1689414.htm

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Special Delivery to bring $5,000 to One Lucky December Baby
TurboTax Kicks Off Second Annual Search for America's Cutest Last-Minute Tax Deduction (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/Intuit/TurboTax/prweb1692404.htm

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Jamaica Real Estate Is The New Safe Haven For US Stock Market Investors
American investors are venturing abroad to buy Jamaica property as a lower cost option yielding an annual rate of return of more than 10% and providing steady rental income. With Eastern Europe and Asian markets collapsing under the weight of the credit crisis, the unscathed Caribbean islands have become a very attractive investment location especially in Jamaica real estate. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/jamaica-real-estate/property/prweb1684154.htm

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Consumers Even More Vulnerable to Over-Priced Loans
As credit from many respected providers dries up, many borrowers are being lured into the hands of less scrupulous players, charging exorbitant interest rates.Sara-Ann Burgess, director at payment protection insurance (PPI) specialist Burgesses, said many firms were preying on consumers looking for credit and making it very difficult for them to meet repayments because of the huge interest rates they were charging. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/payment/protection/prweb1688304.htm

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Real Reason John Sergeant Left Strictly Come Dancing - His Motor Insurance, Says Confused.com
Dancers pay more on car insurance premiums. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1688354.htm

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Zoomerang Survey Finds Holiday Shopping Continues Despite Hard Times
Americans look for the true spirit of the holidays and try not to spend outside their means--although that Nintendo Wii sure looks fun (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/Online_Surveys/Holiday_Shopping_Trends/prweb1692524.htm

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It's Not All Bad News: Independent Advisor Representative Sheds Light on these Financial Dark Days
Scary headlines may have you thinking about pulling out of the market, but peppered in among those doom and gloom proclamations is solid advice, urging investors to take advantage of a number of significant opportunities present in today's market. According to Brett Ellen, an independent investment advisor representative and President of American Financial Network (AFN), even during uncertain times such as these there are ways to turn your loses into gains if you just know where to look and whom to turn to. (PRWeb Dec 2, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1662124.htm

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Online Security Vidcast is the Latest Move in Fraud Fight
Barclays release new video highlighting the risks of online fraud that their customers may face when using the internet. (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/barclays/onlinesecurity/prweb1641914.htm

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Military Money Magazine Shows Families How to Detect - and Avoid - Financial Scams
Winter 2008-09 Issue Shows How Servicemembers Can Protect ThemselvesFrom Shady Sales Practices and Financial Scammers (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1664404.htm

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New Rewards Program from Lealta Media Creates a Savvy&Smart Women's Social Network
Just in time for Cyber Monday, a new, community-based rewards program launches making it easier than ever for women to make purchases and earn cash back in the form of SmartDollars by shopping with brand name retailers, referring friends, and participating in the community. SmartDollars can be deposited directly into the bank account of their choice, giving members the chance to shop and save their way. (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/120108/sslaunch/prweb1680634.htm

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Americas Watchdog Wants to Talk to the Employees of Major U.S. Homebuilders About Undocumented Construction Workers and a Possible Reward
Americas Watchdog and its Wall Street Fraud Watchdog have been investigating the employment practices of the largest homebuilders in the US for five years, with the conclusion that millions of undocumented workers did most of the building. The problem: while most of the undocumented workers were classified as "sub-contractors", they were in fact full time employees, and they did not receive overtime, or other benefits afforded to US full time employees. According to the Wall Street Fraud Watchdog & the Homeowners Consumer Center, "If big US homebuilders think they are about to get a windfall from the US taxpayers, think again, its show & tell time. Start thinking about prison, if you are a large US residential homebuilder CEO, COO or CFO." Large US homebuilder superintendents or executives with substantial proof may be eligible for a significant reward. Large US homebuilder superintendents or executives can call the Wall Street Fraud Watchdog anytime at 866-714-6466 or visit their web site at http://WallStreetFraudWatchdog.com. (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1684104.htm

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Gospel DJ Roy Gray Claims His Music Impacts Stock Market
Popular Gospel radio personality Roy Gray officially returns to The International Christian (radio) Network on New Years Day convinced that the jazzy music on his play list holds the key to the stock market's success (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1684664.htm

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UK Property Market Far from Stalled
While the property for sale market has been slowed dramatically, the lettings market is booming. Reading Letting Agents Jon Hallett report sharp growth in demand for let properties and help for people letting their own property. Hallet's have responded with a guide for first-time-landlords. (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008-Reading-Lettings/10-For-LandLords/prweb1556084.htm

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Americas Watchdog Wonders Why Does Wells Fargo & Others Get A Free Pass On The Auction Rate Securities?
Americas Watchdog & its Wall Street Fraud Watchdog have been trying to assist cheated consumers in the US auction rate securities debacle for nine months. The group commends the Attorney General's of New York, Massachusetts & Missouri for their efforts in obtaining settlements for the retail auction rate securities customers of UBS, Merrill Lynch, Citi, Bank of America and others. The group is now asking, "Where are the retail settlements with Wells Fargo, and others who sold these failed cash equivalents?" According to the Wall Street Fraud Watchdog, "every auction rate securities victim we have talked to was told the same thing by their bank investment advisor or stock broker; auction rate securities are 100% safe, they are just like cash, they are liquid, etc." And now literally tens of thousands of US or international investors are left to wonder what happened to their life savings. The Wall Street Fraud Watchdog is trying to help all auction rate securities victims, with helpful advise or suggestions. An auction rate securities victim can call the Wall Street Fraud Watchdog anytime at 866-714-6466 or they can visit the groups web site at Http://WallStreetFraudWatchdog.com (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1676224.htm

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Free Lingerie Babes Calendar with any Insurance Policy!... Pardon?
NoClaimsDiscount.co.uk details the apparent free-fall from conservative to "anything-goes" in the attitude of insurers when it comes to marketing their products. Have some insurers taken their marketing strategies too far? Are half-naked girls the best way to promote van and motorcycle insurance policies? (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/lingerie_babes/van_insurance/prweb1680654.htm

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Now Available: FHA Streamline 203(k) Rehab Loans
Katz Mortgage Team, www.KatzMortgageTeam.com, backed by Fairway Independent Mortgage Corporation, has announced they are now offering a new FHA-insured mortgage program developed by HUD, called the "Streamline 203 (k)" Limited Repair Program that permits homebuyers to finance up to an additional $35,000 into their mortgage to rehab or improve their home. With this product, homebuyers can quickly and easily tap into cash to pay for property repairs or improvements, such as those identified by a home inspector or FHA appraiser. (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1645274.htm

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Matt Tarka of Talent Financial Earns Requirements for Certified Mortgage Planning Specialist (CMPS) Designation
Matt Tarka, a mortgage broker with Talent Financial Company, has completed all continuing education requirements and passed the qualifying exams to earn the Certified Mortgage Planning Specialist (CMPS®) designation for the third year in a row. (PRWeb Dec 1, 2008)

Read the full story at http://www.prweb.com/releases/2008/12/prweb1675854.htm

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Insure4USA.com Launches Website to Provide Local Provider Comparisons
Insure4USA.com recently announced the launch of their new online service which provides individuals with fast, free insurance quotes from their local insurance representatives. (PRWeb Nov 29, 2008)

Read the full story at http://www.prweb.com/releases/2008/11/prweb1677324.htm

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Measures Announced to Stop Retail PPI Providers Ripping Off Consumers
Payment Protection Insurance providers in the retail sector could be forgiven for thinking they'd been overlooked when it comes to sanctions on selling policies, as they weren't included in the Competition Commission's remedial measures to secure better deals for consumers, suggests PPI lobbyist Sara-Ann Burgess from Burgesses. (PRWeb Nov 29, 2008)

Read the full story at http://www.prweb.com/releases/payment/protection/prweb1679684.htm

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Foreign Currency Coins to Make a Change for Charity
- £510m in unused foreign currency languishing in UK homes*- Donate your unwanted foreign cash at 750 UK Post Offices® and raise money for Barnardo's (PRWeb Nov 28, 2008)

Read the full story at http://www.prweb.com/releases/2008/11/prweb1678034.htm

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Houghton College Joins Tuition Rewards College Enrollment Marketing Consortium
Houghton College (Houghton, NY) has joined Tuition Rewards, a nationwide consortium of 223 private colleges & universities that rewards families for saving for higher education with points that can be used to reduce tuition costs. Houghton is the 22nd college to join Tuition Rewards in 2008; 130,000+ students are enrolled in the SAGE Scholars-sponsored program, which also helps colleges recruit students. (PRWeb Nov 28, 2008)

Read the full story at http://www.prweb.com/releases/2008/11/prweb1673874.htm

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