A serious disruption of the functioning of a community or a society causing widespread human, material, economic or environmental losses which exceed the ability of the affected community or society to cope using its own resources.
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Utilizing The Fear Factor When Starting A Home Business Utilizing The Fear Factor When Starting A Home Business by James B Byrd
Most people steer clear of starting a home business because of fear. Many arrive at the reality that when they run their own home business that their time is no longer belongs to them but to the customers they must serve in order to be successful. Because of this, many are not willing to make the sacrifices necessary to succeed in their own business.
Not only time is needed, but money is the second most fearful reality of working for themselves, knowing full well if they goof things up, it will be a problem for more than just them. The welfare of their family will still be there even if the money is lacking. There are many other things they have to worry about when “stepping out” on their own. Not least of which is health insurance for their family. They will have no where to turn if they can't make the monthly premium payment and most realize they will not be able to afford insurance that offers sufficient coverage based on their projected income.
Some people are lucky enough to also have a spouse that works and they can be covered under their insurance policy, but when a couple starts a business together there will be nothing to fall back on if business isn’t successful as they hope it to be. Daily needs are also a concern for those thinking about starting their own business. Eating, car payments, rent or mortgage and utilities must be paid regardless of where the money comes from. Just thinking about how they will pay all of their bills can keep some people tied to their old job no matter how unhappy they are.
Although, all these things must be considered as great
concerns, by weighing the potential for success against the possibility of failure, there are some who have faith enough to plan ahead and go forward. Unless they have a remarkable product or service that is going to provide the necessary income beginning on day one, they will have to plan for making the transition from employee to business owner. It may be in their best financial interest to begin their business opportunity on a part-time basis, retaining their insurance and level of income while putting in extra hours at their own business until it grows into a full time income.
Some times when working towards making this transition, people can grow frustrated with the pace at which the new business is growing, but they need to remain realistic. The new enterprise probably will not grow any faster if they are working at it full time and should not allow the perceived frustrations at their old job “hijack” sound reasoning and cause them to make the mistake of leaving before the new business can support them and their family.
While “fear factor” should not be the deciding factor of whether to start a home business or not, the fear can be used as a tool for them decide when it is financially safe to do so. Ignoring “fear factor and plunging ahead may help them become successful sooner, but it can also lead to disaster. Using the “fear factor” to better understand the challenges and to develop methods to meet those challenges can make the “fear factor” their positive partner in the decision instead of the deciding negative factor that prevents them from even trying.
Utilizing The Fear Factor When Starting A Home Business by James B Byrd
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