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Eating Correctly Using The Food Groups By Nitin Jain Eating properly can help keep you healthy and fit. As long as you eat nutritionally your overall life will be more rewarding. Learning to eat nutritionally will keep you fit and usually you will be able to keep the proper weight for your size.
There are six food groups that you should add to your diet. These six food groups form the food pyramid as some people refer to it.
The base of the pyramid is the Bread, Grain, Cereal and Pasta food group. These foods provide complex carbohydrates, which are an important source of energy. You should have 6 to 11 servings of these foods in a day. Examples for one serving include 1 slice of bread, 1/2 cup of rice, or pasta, and 1 flat tortilla.
The next food groups going up the pyramid include the Fruits group and Vegetables group. In both groups, these foods will provide you with important nutrients such as vitamin A, vitamin C, folate or potassium. They are also low in fat and sodium and high in fiber. You should have 3 to 5 servings of vegetables or fruits each day. Examples of one serving of fruit include one medium size apple, orange or banana, ½ cup of canned fruit, and ¾ cup of fruit juice or about 4 ounces. Only count 100 percent real fruit juice. Examples of one serving of vegetables include 1 cup of raw leafy vegetables, ½ cup of other vegetables either cooked or raw, and about 4 ounces of vegetable juice.
The next food group above the Fruits and Vegetables are the Dairy Items and the Protein Items. Dairy items
provide your body with protein and vitamins and minerals, especially calcium. You should have 2 to 3 servings of dairy products in your diet each day. Examples of one serving of a dairy item include 1 cup of cottage cheese or ½ cup of whole milk. Protein items provide your body with much needed protein, iron and zinc. You should include 2 to 3 servings of protein daily in your diet and each serving should be between 2 and 3 ounces. Examples of one serving of protein would include 2 to 3 ounces of any type of meat, 2 tablespoons of peanut butter, 1/2 cup cooked dry beans, and 1/3 cup of nuts.
At the top of the food pyramid are the Fats and Sweets. The foods in this group do not provide much in the way of nutrition. They do provide calories, which is one culprit for weight gain. Examples of this food group include salad dressings, oils, cream, butter, margarine, sugars, soft drinks, candies and sweet desserts.
For different types of diets, refer: http://www.vitaminsdiary.com/diets.htm
About The Author: Nitin Jain for http://www.vitaminsdiary.com. Descriptions and information on various vitamins, amino acids, minerals, herbs and nutritional supplements and their possible uses. You are free to publish the above article in your ezine or website, provided the is given to the author and a hyperlink (HTML clickable) is given to http://www.vitaminsdiary.com
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Illinois and Wisconsin Mortgage Rates as of 12/03/2008 9:59 AM CST : Current Mortgage Rate Trend: worsening 30 Year fixed: 5.625% (5.686% APR)
15 Year Fixed: 5.625% (5.729% APR)
30 Year Fixed Jumbo 6.650% (6.693% APR)
5/1 Jumbo ARM: 5.950% (5.970% APR)
5/1 ARM: 6.250% (6.313% APR)
3/1 ARM: 6.250% (6.313% APR)
30 Year FHA and VA: 6.000% (6.062% APR)
30 Year Rural Housing: 6.000% (6.062% APR)
3/1 ARM Lot Loan: 6.875% (7.034% APR)
1/1 ARM Lot Loan: 6.725% (6.882% APR) Illinois and Wisconsin Mortgage Rates as of 12/02/2008 9:57 AM CST : Current Mortgage Rate Trend: steady 30 Year fixed: 5.500% (5.572% APR)
15 Year Fixed: 5.500% (5.603% APR)
30 Year Fixed Jumbo 7.100% (7.120% APR)
5/1 Jumbo ARM: 5.950% (5.970% APR)
5/1 ARM: 6.250% (6.313% APR)
3/1 ARM: 6.250% (6.313% APR)
30 Year FHA and VA: 6.000% (6.062% APR)
30 Year Rural Housing: 6.000% (6.062% APR)
3/1 ARM Lot Loan: 6.875% (7.034% APR)
1/1 ARM Lot Loan: 6.725% (6.882% APR) 2009 FHA Loans Limits for Wisconsin and Illinois Beginning January 1, 2009, FHA will insure single-family home mortgages up to $271,050 in low cost areas and up to a maximum of $625,500 in high cost areas. The February 2008 Stimulus Package temporarily raised the FHA maximum to $729,750 through December 31, 2008. Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums Effective July 14, 2008 FHA mortgage loans will charge new mortgage insurance premiums based on a combination of credit scores and percentage down. FHA will implement risk-based premiums on one- to four-unit single family mortgages. Illinois First Time Home Buyer Mortgage Wisconsin First Time Home Buyer Loans We pride ourselves on being able to assist the first time home buyer in learning and understanding the process. We take the time to review the credit process and explain the various lender programs available. 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FHA has increased the loan limits to $410,000 for single family homes in Cook, Dupage, Dekalb, Grundy, Kane, Kendall and Lake counties. The increase should provide some relief for homeowners paying adjustable or high mortgage rates. The measure is temporary, and will be available until the end of 2008. Illinois Freddie Mac Home Possible Wisconsin Home Possible Mortgage Loan Home Possible is a Freddie Mac program that has very flexible credit guidelines for low to moderate income borrowers. It's available to purchase or refinance a single family home, condominium, or a 2?4 family home. Jumbo VA Mortgage Loans in Wisconsin and Illinois With loan amounts up to $1.5 million and interest rates significantly below comparable jumbo products, there's no better time to consider jumbo VA loans! Eligible borrowers include active military, veterans, reservists, National Guard, and unmarried surviving spouses of eligible service members. 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Illinois Stated Income Stated Asset Wisconsin Stated Income Stated Asset Mortgage Loan (Conforming Rates) (SISA) Ameristar Mortgage of Wisconsin and Illinois offers Stated Income Stated Asset Verification (SISA) Low Doc Mortgage - Great for self employed or W2 employees who cannot document income or assets... Illinois Rural Mortgage Loans Wisconsin Rural Housing Single Family Guaranteed Loan (USDA) Rural Developement Rural Housing loans offer 100% Financing plus up to appraised value for closing costs and escrows (pre-paids). The Guaranteed Rural Housing (GRH) loan program provides moderate income families with access to affordable home ownership in eligible rural areas. Ameristar Mortgage provides home purchase financing requiring no down payment and can finance loan closing costs and repairs up to the property's appraised value. Illinois No Money Down Mortgage Loans Wisconsin No Money Down Mortgage Loans (100% Financing) Loans that finance the full purchase price, and thus do not require a down payment, are called "100% financing loans". 100% Financing loans are also referred to as "no money down loans". Ameristar offers the following 100% financing programs: Illinois Lender Paid Mortgage Insurance Wisconsin Lender Paid Mortgage Insurance Loans (LPMI) Lender Paid Mortgage Insurance (LPMI) is available on Conforming 30 and 40 Year Fixed products giving you the simple path to financing your home loan. Illinois Less than Perfect Credit Wisconsin Less than Perfect Credit (no credit, poor credit) BC or Subprime Loans We have a variety of programs tailored for borrowers that have a less-than perfect credit history. Many potential homebuyers come to us after they have been turned down elsewhere, and often by numerous lenders. The primary difference between Ameristar Mortgage and other lenders is that we view low credit scores, low income, low home equity, and marred credit histories simply as unique challenges rather than impossible obstacles. Illinois New Construction and Lot Loans Wisconsin Construction and Lot Loans: Refinance and Purchase Finance up to 95% with a construction loans and up to 90% on a Wisconsin Illinois lot loan. Ameristar Mortgage also offers a cash out refinance lot loan. Purchase a new lot or refinance you current lot mortgage loan. Illinois My Community Mortgage and Wisconsin Fannie Mae My Community Mortgage Loan (MCM) My Community Mortgage (MCM) is a Fannie Mae program that has very flexible credit guidelines for low to moderate income borrowers. It is available to purchase or refinance a single-family home, condominium, or a 2 to 4 family home. Illinois Flex 100 Flex 97 Wisconsin Flex 100 Flex 97: One Conventional Fannie Mae 100% or 97% Financing Mortgage Loan Get a conventional 100% loan with only $500 down. With the Flex 100 Program, you can get more house for less out-of-pocket costs. If you have not accumulated the assets to meet traditional financial requirements, this program may be for you. Illinois Government Loans and Wisconsin Government Insured Home Mortgage Home Loans If you are looking to make no or low down payment or if you are a veteran, the government may be able to help you with a no money down purchase or refinance! Check out these great programs: FHA loans, VA loans and Rural Housing loans: Illinois 80/20 Wisconsin Combo 80-20, 75-25, 80-15-5 and 80-10-10 Mortgage Loan 80/20 mortgage loans sometimes called a Piggy-Back loan, is a program designed to help Borrower's purchase a home with 0% down while avoiding Mortgage Insurance. An 80/20 loan is actually 2 mortgage loans, a 1st mortgage (at 80% of the value of the home) and a 2nd mortgage (at 20% of the value of the home.) Illinois No Ratio Wisconsin No Ratio Mortgage Loan Ameristar Mortgage Wisconsin and Illinois offers No Ratio mortgage loans - Low Doc Mortgage - Great for self employed or W2 employees who cannot document income but can verify assets and employment history... Illinois No Income Loan Illinois No Income Verification Mortgage Loan (NIV) Ameristar Mortgage Wisconsin and Illinois offers No Income Verification (NIV) no income verified assets - Low Doc Mortgage - Great for self employed or W2 employees who cannot document income but can verify assets... Want to receive updated mortgage rates and program information on your desktop, MySpace or Facebook page? Check out our new widget! Ameristar Mortgage of Wisconsin and Illinois now offers updated rates and program information on your desktop, Myspace, Facebook, iGoogle and many others sites for integration via our new widget. Receive Current Mortgage Rates and Mortgage Program Updates by Email Want to receive updated feed content by email? You will only recieve updates when I update this feed. Click on the link to active your email subscription. Illinois Mortgage Programs Wisconsin Home Mortgage Programs Chicago Programs Milwaukee Madison Programs You need a mortgage company that can answer your questions, provide accurate estimates and close your transaction on time. Put Ameristar's experience in closing thousands of purchase and refinance transactions to work for you.
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