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Say Goodbye To Debt On 2008
The past holidays may have tipped you off your budget- with all the parties to prepare and all the gifts to give. Are you ready to face the new year with an excellent credit standing? Or are you one of those consumers who are having trouble paying off their credit card charges from their account?
A telephone survey conducted on December 6-9, 2007 by the Reports National Research Center revealed that only 65% of credit card holders intend to pay off their balances on the first month of 2008. The rest plan to carry over balances on their account on to the next two or three months. This could mean paying for additional interest rate unless your credit card has a 0% interest offer.
If you've spent a lot during the holidays, what can you do to take control of your debts and avoid further problems? Here are some tips to consider:
Transfer your high-rate balances. If you're credit card doesn't have a 0% interest rate offer, then transfer your balances to a credit card that does. Usually, the zero interest rate is an introductory promo that lasts from 6 months to a year depending on the issuer. By transferring your balances over, you can afford to pay off your dues in installments without incurring interest.
Don't be content with submitting only the minimum payment. As you prolong your credit card debts, you increase your risk of getting stuck to more debts.
Freeze the use of your credit cards. Since you're still paying for the charges you made over the holidays, fight the temptation to charge anything new on those cards until the holiday debt is paid off. Concentrate on bringing your credit card debt down to $0.
Cut back on your costs. In order to pay off your credit card balances in full, it may be necessary to cut back on your spending.
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Attorney Sergei Lemberg: Impact of GM Bankruptcy on Car Owners Overlooked
As the U.S. Congress contemplates a $25 billion rescue package for the embattled U.S. car industry, some analysts are advocating a structured bankruptcy for General Motors. Sergei Lemberg (LemonJustice.com), a former bankruptcy lawyer who now represents consumers in warranty and lemon law cases, today urged both sides to consider the impact that a bankruptcy would have on GM car owners. (PRWeb Dec 2, 2008)
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Adrian Flux Helps LPG Conversions Beat Credit Crunch
Motor insurance specialist broker Adrian Flux Insurance Services is reassuring customers that they needn't worry about insurance being the sticking point in considering an LPG 'retro-fit'. (PRWeb Dec 1, 2008)
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Alen Corp. Launches New Stocking Stuffer Size of Organic Odor Removal Spray
Odor4 is a leading non-toxic, organic, environmentally friendly, and biodegradable instant odor removal spray for surfaces in the home and car, including fabrics, carpeting and upholstery. It is completely safe to use around children and pets. The compound in Odor4 has been used for years by top professionals in hotels, car rental agencies and car dealerships - and is now available to consumers. The new stocking stuffer size is in a recyclable 4 oz. bottle and is $12.95. (PRWeb Nov 27, 2008)
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BuyAutoTruckAccessories.com Offers New Lines of Truck Tool Boxes
The online retailer, BuyAutoTruckAccessories.com, has added a wide variety of new truck tool boxes to their selection, including tool boxes from the Owens Garrison series, Scout series, and Extreme Truck series. (PRWeb Nov 26, 2008)
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Go Green at Nation's First Full-Service Eco-Friendly Car Wash, Now Open in Houston, TX
Green Earth Detail, LLC. announces the opening of the nation's first full service eco-friendly car wash and detail, offering consumers a revolutionary way to go green. Each vehicle wash by Green Earth Auto Detail saves 40-160 gallons of water while producing an exceptionally clean vehicle, superior shine and clear coat protection. (PRWeb Nov 25, 2008)
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VerticalREV Stimulates Sales in Tough Economic Times
The Internet is the method of choice for automotive enthusiasts for information and purchasing, as reaching them has become more vertical. A new, innovative Enhanced Digital Sales Concept, VerticalREV, is designed to make conducting eCommerce painless, while speeding product delivery to consumers. (PRWeb Nov 23, 2008)
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Mautofied.com Announces a Banner Sales Year-to-Date of Custom Autos, Trucks, and Motorcycles
Despite declining sales of new vehicles in the U.S. and a nationwide economic slump, Mautofied.com has facilitated over 7,700 transactions as of October 31, 2008. Consistently surpassing expectations, Mautofied.com continues to see record numbers of unique visitors who use its proprietary classifieds to buy, sell, and trade their vehicles. It is now the largest site on the Web dedicated solely to custom cars, trucks and motorcycles. (PRWeb Nov 20, 2008)
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Tennessee Department of Transportation Celebrates SmartWay Grand Opening in Memphis : TransCore Provides Construction and Integration Services for SmartWay Expansion
With the press of a button, Tennessee Department of Transportation Commissioner Gerald Nicely launched TDOT SmartWay, the Memphis area's new intelligent transportation system. Controlled from a state-of-the-art transportation management center (TMC), the new system continually monitors 85 miles of interstate and is expected to make highway travel in the region safer and more user-friendly. Anyone can access the traffic camera images by visiting the TDOT SmartWay website. In addition, Memphis television stations now also have access to live feeds from the TDOT SmartWay cameras. (PRWeb Nov 17, 2008)
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MGP Caliper Covers: 2008 SEMA Global Media Award Winner
New product MGP Caliper Covers received a Global Media Award at the 2008 SEMA convention. The caliper covers features include an easy installation, reduces brake dust and hides the ugly brake caliper with an attractive aluminum powder coated cover was well received by car enthusiasts from around the world at last week's largest automotive industry convention. Leontev Sergey, a MGP Caliper Cover customer and Mustang enthusiast from St. Petersburg Russia said "Thanks for your product. My Mustang became more stylish." (PRWeb Nov 15, 2008)
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MPGreen Launches New Line of Fuel Saving Diesel & Gasoline Additives That Significantly Reduce Emissions
MPGreen, Inc. announces the official launch of the MPGreen brand of diesel and gasoline fuel additives, available to consumers for the first time after 11 years of use in large industry in over 9 countries. MPGreen keeps both engines and fuel clean through the use of powerful chemical agents, leading to more efficient combustion, lower maintenance costs and reduced harmful emissions. (PRWeb Nov 12, 2008)
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Shelby Launches New Licensed Merchandise Website and Catalog
Carroll Shelby Licensing Inc. (CSL), a wholly owned subsidiary of Carroll Shelby International Inc., and American Tank Co., Inc., dba carrollshelbymerchandise.com (CSM) based in Windsor, CA, announce today the launch of the Official Carroll Shelby Merchandise website and mail order catalog. (PRWeb Nov 12, 2008)
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Senator Barbara Mikulski (D - Md.) Announces Automotive Stimulus Amendment from a MileOne Automotive Saturn Dealership
At a press conference today in Towson, MD, Maryland Senator Barbara Mikulski (D) announced legislation to provide tax savings to car and truck buyers. Speaking from MileOne Automotive's Saturn of York Road dealership, Mikulski is hoping to help the American driving public and the automotive dealerships around the country with incentives to purchase new vehicles. (PRWeb Nov 12, 2008)
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Who Will Triumph in Biomass? Critical Insights on Biofuels from Biomass Shared by Dr. Larry Song
Biomass currently represents one of the most promising alternative fuel feedstocks. What are the options for biomass to biofuels conversions? Dr. Larry Song, General Manager of NEXANT Shanghai answers this question in ''Prospects of Biomass to Liquid Fuels," a video presentation offered for free preview at http://www.futureenergyevents.com/biomass/biomassvideo/. This informative video addresses the need for extensive research and development to maximize the potential of biomass as a sustainable, viable alternative energy and biofuel source. (PRWeb Nov 11, 2008)
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Hastings Employs New Piston Ring Simulation and Test Bed Systems
Hastings Manufacturing Company, LLC, a nearly 100-year-old maker of piston rings, announces upgrades to its design and verification capabilities through the acquisition of new AVL EXCITE simulation software and Land & Sea DYNOmite dynamometers. The new systems will allow Hastings to more accurately design and test piston rings for a broader range of applications, including small to large bore, and high performance engines. (PRWeb Nov 9, 2008)
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CarInsuranceList.com Considers Stability of Insurers in Current Credit Crisis
For six years CarInsuranceList.com has tracked developing trends affecting drivers and their insurance coverage. In the current economic and credit crisis in the United States, some insurers are, themselves, in financial trouble. To alert consumers to at-risk companies and to apprise them of the steps to take if an insurer declares bankruptcy, CarInsuranceList has added a section entitled, "Assessing the Financial Strength of Your Car Insurance Company." This material, in addition to the site's existing database of news, research, insurance quotes, and comprehensive insurance company reviews, makes CarInsuranceList.com an indispensable source for all aspects of automotive coverage. (PRWeb Nov 6, 2008)
Examine your monthly expenses and see whether it's possible for you to minimize your costs. You may need to make some sacrifices but if it can help you bounce back from your debts, then those sacrifices are definitely worth it.
Check your credit report. It's good to start the year right. Order a copy of your credit report and make sure that there were no unauthorized charges made in your account. Cases of credit card fraud and ID theft are at a high especially during the holiday seasons so you want to make sure that you're not one of the unlucky ones who has been victimized. In case there are incorrect accounts call your creditors immediately and the three major credit bureaus to dispute these accounts.
Liz Roberts is a loan consultant with NewHorizon Finance and has been providing consumers and business owners with financing since 1989. Join our mailing list for FREE tips on building and repairing your credit. We also have a list of recommended bad credit credit cardsCopyright 2008
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